Services
At Rongo Capital Sacco, we provide a variety of financial solutions designed to help our members achieve financial security and prosperity. Our services are tailored to meet the unique needs of individuals, businesses, and organizations.
Savings Products
We offer flexible and secure savings accounts that help members grow their wealth while earning competitive interest rates.
Ordinary Savings Account
Open to all members.
Attractive interest rates.
No monthly maintenance fees.
Access to affordable credit facilities.
✔ Fixed Deposit Account
Earn higher interest rates by locking your funds for a fixed period.
Available for different terms (3 months, 6 months, 1 year, etc.).
Minimum deposit required.
✔ Junior Savings Account
Designed for children under 18 years.
Helps parents save for their child’s future.
Encourages a saving culture from an early age.
✔ Group Savings Account
Ideal for investment groups, chamas, and welfare associations.
Attractive interest rates on savings.
Access to group loans.
Loan Products
We provide affordable and flexible loan products to help our members achieve their financial goals.
✔ Emergency Loan
Quick processing to help in urgent financial needs.
Short repayment period (up to 12 months).
Competitive interest rates.
✔ Development Loan
Designed for long-term investments such as land, housing, and business expansion.
Extended repayment period of up to 60 months.
Low-interest rates and flexible repayment terms.
✔ Education Loan
Helps members finance school fees for themselves or their dependents.
Low-interest rates and extended repayment period.
Direct disbursement to learning institutions.
✔ Business Loan
Supports entrepreneurs in starting or expanding their businesses.
Affordable repayment plans tailored to business cash flow.
Collateral-free options for eligible borrowers.
✔ Asset Financing Loan
Enables members to acquire assets such as vehicles, machinery, and equipment.
Flexible repayment terms and competitive rates.
✔ Salary Advance Loan
Available to salaried members to help cover financial shortfalls before payday.
Quick approval and disbursement.
Investment & Wealth Growth Services
We offer investment solutions to help our members secure their financial future.
✔ Share Capital Investment
Earn dividends by investing in Rongo Capital Sacco shares.
Membership gives you a stake in the Sacco’s financial growth.
✔ Insurance Services
Life insurance, asset insurance, and medical cover for our members.
Affordable premiums and reliable coverage.
✔ Mobile & Online Banking
Enjoy seamless financial transactions through our digital platforms.
24/7 access to account balance, deposits, and loan applications.
Membership
Becoming a member of Rongo Capital Sacco opens doors to numerous financial opportunities. We welcome individuals, businesses, and groups who seek financial empowerment.
Eligibility for Membership
Membership is open to:
✅ Individuals (employed, self-employed, students, and retirees).
✅ Registered groups, investment clubs, and chamas.
✅ Businesses and organizations.
How to Join
Joining Rongo Capital Sacco is simple. Follow these steps:
Fill in the Membership Application Form – Available online or at our branch offices.
Provide the Required Documents:
Copy of National ID or Passport.
Passport-size photo.
KRA PIN (for Kenyan members).
Business registration documents (for business membership).
Pay the Registration Fee – A one-time fee payable upon application.
Make Your Initial Deposit – Start saving immediately to enjoy Sacco benefits.
Benefits of Becoming a Member
By joining Rongo Capital Sacco, you enjoy:
✅ Access to Affordable Loans – Get loans at lower interest rates compared to banks.
✅ Attractive Savings Plans – Secure your future with high-yield savings accounts.
✅ Annual Dividends – Earn annual dividends on your share capital.
✅ Flexible Loan Repayment Terms – Enjoy extended repayment periods with minimal stress.
✅ Financial Growth & Security – Build a financially stable future.
✅ Digital Banking Services – Access your funds anytime, anywhere.
💡 Your financial success starts with a simple decision to save and invest wisely.
How to Make Payments
You can make payments to Rongo Capital Sacco using the following methods:
✅ MPesa Paybill:
- Paybill Number: 400200
- Account Number: 40011616
✅ USSD Code:
- Dial *📞 341# on your phone
✅ Kwara Connect App:
- Download from Google Play Store